Privacy Policy

Information we collect

• Account details. Your name and email address when you create an account. If you sign in with Apple, we receive the name and email (or relay email) that Apple shares.
• Financial data you enter. Transactions, budgets, recurring entries, categories, group expenses, payments, and the balances calculated from them.
• Social data. Friends and groups you create, including names and emails you add for people you want to split with.
• Content you provide for features you use. Voice recordings for voice entry and receipt images for receipt scanning, described in the next section.
• Device and technical data. A push notification token if you enable notifications, basic device and app version information, and diagnostic data needed to keep the app working.

Voice, camera, and AI features

• Voice entry. When you add a transaction by voice, your speech is turned into text. On supported devices this happens on the device. On the web, audio is sent to a cloud speech service to produce the text. The text is then turned into a draft transaction, either on your device or by our secure backend, for you to review before saving.
• Receipt scanning. If you scan a receipt, the image is processed to read the items and amounts so you can split them. Processing may happen on your device or through our backend.
• Biometric unlock. Face ID, Touch ID, and fingerprint checks happen entirely on your device through the operating system. We never receive or store your biometric data.

How we use your information

• To provide the app and its features and to sync your data across your devices.
• To calculate balances and settlements with the friends and groups you choose.
• To send notifications you have enabled, such as reminders and group activity.
• To keep your account secure and to prevent abuse.
• To fix problems and improve the app.

How we share information

We do not sell your personal data. We share it only in these ways.

• With people you choose. Expense, payment, and balance details are shared with the friends and groups you add them to.
• Service providers. We use trusted providers to run the app, including cloud hosting and database, authentication, push delivery, and the speech and AI services described above. They process data on our behalf under their own terms.
• App stores. If you buy a subscription, the Apple App Store or Google Play processes the payment. We do not receive your full card details.
• Legal reasons. If required by law or to protect rights, safety, and the integrity of the service.

Data storage and retention

Your data is stored with our backend provider and cached on your device so the app works offline. We keep your information for as long as your account is active. When you delete your account, we delete or anonymize your personal data, except where we must keep records to meet legal obligations.

Security

We use industry standard measures to protect your data in transit and at rest. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Your rights and choices

• View and edit your data directly in the app.
• Delete your account from Settings, which removes your personal data.
• Control microphone, camera, notification, and biometric access in your device settings.
• Depending on where you live, you may have rights to access, correct, or delete your data. Contact us to make a request.

Children

MoonSense is not directed to children under 13, or the minimum age required in your country. We do not knowingly collect data from children. If you believe a child has given us data, contact us and we will remove it.

International users

Your data may be processed in countries other than where you live. Where required, we rely on appropriate safeguards for those transfers. If you are in Malaysia, we handle personal data in line with the Personal Data Protection Act.

Changes to this policy

We may update this policy from time to time. We will change the date above and, for significant changes, give notice in the app.

Contact

Questions about this policy? Email support@moonsense.app.